Socially Responsible Investing
There’s a growing interest in socially responsible investing, and investing in Accion provides an opportunity to do so in your own community. Socially responsible investments create economic opportunity for aspiring entrepreneurs and small business owners, empowering them to create jobs and economic opportunity in their communities.
Individuals, organizations, and agencies may invest in Accion by lending to increase loan resources. When you invest in the Accion Loan Fund, you help entrepreneurs start or grow a business and contribute to the economic revitalization of their communities.
How your investment helps
Most of our funds for lending come from borrowed capital. When you invest with us, your community development investment becomes part of Accion’s pool of loan capital. This revolving loan fund helps about 1,000 small businesses each year.
Your investment is also an important part of our strategy for self-sufficiency. Favorable terms on borrowed capital reduce our interest expenses and improve our profitability, thus reducing the need for operating grant support.
How it Works
Investors choose the amount they would like to invest, the term and interest rate from the following:
- a minimum of $1,000
- a term of 1 to 3 years
- an interest rate 0%, 1% or 2%.
Return on Investment
At the end of the term, investors receive a check with the total interest they have accrued. They then have the choice to roll over the principal for another investment, or request that the principal be returned. Investors also receive a social return on investment, enjoying the satisfaction of knowing they have helped create economic opportunity in their community.
Although investments are unsecured and there is no guarantee the entire principal payment will be returned, Accion Texas Inc. is a financially stable organization that has never defaulted on a loan.
We invite you to join hands with us to invest in people, their businesses and our communities.