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WHY SUPPORT US

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Annual Reports
2010 990
2010 Audit

Socially responsible lending
gives us more resources

We give credit where it's due-
we wouldn't be where we are without
the generous support of socially
responsible investors who support
our belief in what small business
owners can do with even a small
infusion of cash.

These investments allow us to offer
start-up business loans to serious
business owners. We find they pay
back their loans and come back
for another to grow their small
businesses.

We are deeply grateful to our
investors. If you'd like to know
more, contact Kay Simpson,
VP of Development at
(888) 215-2373, ext. 1176,
or (210) 531-5522.

Investing Partners

James and Judy Adams
Adorers of the Blood of Christ
Adrian Dominican Sisters
Alian Johnson – SKJ Investment Group
Amegy Bank
Annie E. Casey Foundation
Luis Arguello
Bank of America
Basilian Fathers of Toronto
BBVA Compass Bank
Sheila Beissel
Maria Berriozabal
Beth Blissman
Robert Boehlert
Matthew Bomersbach
Broadway Bank
Wendell Brock
Dr. Pat Lemay Burr
Calvert Social Investment Foundation
Capital One
Carmen Barraza Casas
Chase
Christus Health
Comerica
Communities at Work Fund, L.P.
Dr. Charles Conlon
William M. Cunningham
D. Frederick deRoode
Craig Alan Davis
Edward R. and Luz Elena Day
Julio Delgado Jr.
Lawrence Doxsey and Carla Marshall
East West Bank
Dr. William Elizondo
Encore Bank
First Citizens Bank
John and Margaret Foley
Frost
Rose Mary Fry
U.S. Rep. Charles A. Gonzalez
Green Bank
Mary T. Green
Mary Ray Heard
Heartspring Methodist Foundation
Irving G. Hernandez
IBC Bank
Immaculate Heart of Mary Church
Jefferson State Bank
Alias Antwain Johnson
Katrecia Johnson
KIVA
Eliot M. Lee
Daniel Lopez and Gina Amatangelo
Oscar Malacara
Delia G. Martinez
Patrick McKelvey
Kirti Kailashnath Mehra
Monarch Community Fund
Kimberly Norvell
Opportunity Finance Network
Jaime G. Perez
Christian Pineda
Raza Development Fund Inc.
Red River Bank
Redman Foundation
Residential Energy Assistance
Brandon Seale
Debra Salge
Dr. Harry J. Shafer
Clarence and Kay Simpson
Sisters of St. Dominic
Sisters of Charity of the Incarnate Word, Houston
Sisters of the Incarnate Word and Blessed Sacrament, Corpus Christi
Society of the Divine Word
Southside Bank
Sustainable Communities Fund
Texas Bank and Trust Co.
Tolleson Private Bank
Michael Turpin
U.S. Department of Agriculture
U.S. Department of Treasury, CDFI
U.S. Small Business Administration
Texas State Rep. Mike Villarreal
Wells Fargo Bank

Socially Responsible Investing

With a commitment to socially responsible investing, many individuals, organizations and agencies lend funds to ACCION to increase our loan resources and make a difference in the lives of microbusiness owners.

When you invest in the ACCION Loan Fund, you help entrepreneurs start or grow a business, and also help them provide for their families and contribute to the economic revitalization of their communities.

Your investment will help someone like Victoria Rayas of Victoria’s In-Home Care.

When Ms. Rayas was a teen-ager, her mother became paralyzed. Rayas, an only child, had to become her mother’s arms and legs as her sole caregiver. After working 15-plus years in the social-services industry, including rehabilitation centers and nursing homes, Rayas decided to use her experience to provide the in-home personal care she saw lacking as a teen-ager. As a result of an ACCION Texas Inc. loan, she works full-time and has hired two part-time employees for her thriving business, which allows families' loved ones to live at home comfortably while maintaining their independence.

Your investment also helps ACCION

Borrowed capital is our principal source of funds for lending. Your community development investment will become part of ACCION’s pool of loan capital. This revolving loan fund helps about 1,000 small businesses each year.

Your investment is also an important part of our strategy for achieving self-sufficiency. Favorable terms on borrowed capital reduce our interest expense and improve our profitability, thus reducing the need for operating grant support.

How it Works

Investors can choose the amount they would like to invest, the term and interest rate. The amount minimum is $1,000. The term can be from 1 to 3 years and the interest rate 0%, 1% or 2%.

Return on Investment

At the end of the term, investors receive a check with the total interest due, and have the choice to either roll over the principal for another investment or request the principal be returned. More than just a monetary return on investment, investors receive a social return on investment and have the satisfaction of knowing they helped create economic opportunity for a deserving microbusiness owner.

Although investments are unsecured and there is no guarantee the entire principal payment will be returned, ACCION Texas, INC. is a financially stable organization and has never defaulted on a loan.

We invite you to join hands with us to invest in people, their businesses and our communities.

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